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Is LASIK/PRK covered by insurance?

Whether LASIK is covered by insurance depends on your insurance policy and the specific circumstances of your case.

Generally speaking, most insurance plans do not cover LASIK because it is considered an elective, cosmetic procedure. However, some insurance plans may cover LASIK/PRK if it is deemed medically necessary to correct a vision problem that cannot be corrected with eyeglasses or contact lenses.

Dr Olkowski and Dr Hirabayashi are corneal specialists and on some occasions will be able to obtain medical coverage for LASIK/PRK surgery.

If you are considering LASIK, it is a good idea to check with your insurance provider to find out what is covered under your policy. You may also want to speak with your eye doctor to see if they can provide any guidance or recommendations for navigating the insurance process.